9 TIMES SHARED 
Investment in the stock market
Save for the future with your investment preferences
Save according to your risk profile and needs, employing different portfolios with the best national and international investment funds. This is a convenient and safe way to increase future capital that offers attractive tax advantages. Investment in the stock market within the insurance system allows savings to be recovered at any time and also creates the flexibility to increase or decrease the amount you contribute.
Benefits
Flexibility
Periodic or individual contributions with the possibility of increasing or decreasing the amount.
Taxation
There are several different and attractive tax advantages.
Liquidity
You can recover all or part of the money saved at any time.
Products
This is a savings insurance policy with interesting tax advantages that generates future capital in a simple and flexible way. Investment can be made in several portfolios according to the saver’s profile, and you can access your money whenever you need it. Product can only be arranged at CaixaBank branch offices.
Frequently asked questions
It is a document that contains the conditions of the insurance. It comprises, inseparably, the general conditions, the specific conditions and, where applicable, the special conditions and/or the subscription certificates, as well as the supplements that modify or complement the previous ones.
This is a contract that allows you to insure capital to cover unforeseen situations in the event of death (or disability, if this coverage is included).
A pension plan is a product that allows you to save comfortably so you can have capital or income when you retire or in the event of disability and, when you die, so your beneficiaries can have it. Pension plans are also currently a product that allow you to maximise savings on your income tax returns.
To facilitate the assignment of beneficiaries in the event of death, at the time of signing the contract we will provide you with a form where you can specify them. You can change these names as many times as you wish.
Depending on your age and the capital sum you wish to insure, you will be asked to undergo medical tests, ranging from a brief health questionnaire to a medical examination. If you have to undergo a medical examination, you will be able to do so in reputable centres in your city or province, and always free of charge.
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Why 
More than 100 years of experience in retirement
We have been helping people prepare for their retirement and offering personalised advice for over 100 years.
We are leaders
VidaCaixa is the largest insurance group in the country and first in the life insurance and pensions rankings.
Committed to our customers
We are the private entity that makes the most payments: about €4 billion each year.
We are the best pension fund manager
The quality of our management can be seen from the more than 25 internationally prestigious awards, including best pension fund manager, and the trust of so many customers.
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