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Investment solutions

Guaranteed investment

Grow your company’s surplus cash with security



Destacado - Rentabilidad asegurada, sin asumir riesgos de mercado

Guaranteed returns, without taking on market risk

VidaCaixa’s guaranteed investment solutions allow your company to generate returns on its surplus cash in a secure and predictable way. They offer an agreed return from the outset and structures designed to align with your company’s financial and strategic objectives, protecting its assets while providing stability in the short and medium term.



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Benefits

  • Strategic vision: alignment with growth, sustainability and resource optimisation objectives in the short and medium term.

  • Control and protection: the company is the beneficiary and retains full control over the policy at all times.

  • The interest rate is determined at the time the policy is taken out, based on the investment horizon and market conditions, and remains fixed for the entire term of the policy. If the policy is surrendered before maturity, the market value will be paid.

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FAQs

Frequently asked questions about guaranteed investment insurance

Still have doubts about Guaranteed Investment Insurance? Don’t worry, consult our frequently asked questions guide to answer any questions about our products.


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  • What return can I expect from guaranteed investment insurance?

    • From the outset, you will know the capital you will receive at maturity, calculated according to the interest rate agreed when the contract is taken out.

  • Can I recover the investment before maturity?

    • You can make partial or full withdrawals whenever your company needs to. The amount will be calculated according to the market value at that time.

  • What type of company benefits most from this type of solution?

    • Guaranteed solutions are particularly suitable for companies that prioritise security, stability and short- and medium-term planning, seeking to generate returns on surplus cash without exposure to market volatility.




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