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Savings and Retirement Planning Solutions

Support your workforce in planning their future

At VidaCaixa, we help your company look after what your workforce values most: peace of mind, savings and forward planning. With our savings and retirement planning solutions, you can promote their wellbeing, strengthen engagement and offer real advantages through professional and straightforward management.

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PRODUCTS

Solutions designed to support your workforce’s future.

At VidaCaixa we provide your company with a range of products designed to support your employees in planning their future. From guaranteed capital insurance to options offering higher long-term returns, our solutions combine savings, protection and peace of mind within a collective framework. You choose the model that best suits your organisation and we take care of the rest, with expert and fully personalised management.

Savings and retirement planning solutions

Unit Linked Solutions for Businesses

Employees can benefit from investment solutions adapted to different risk profiles. The policyholder assumes the investment risk.
The company can choose from a wide range of portfolios managed by VidaCaixa experts.
Clear information and online monitoring of savings performance at all times through VidaCaixa Aporta+.

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Savings and retirement planning solutions

Annuity Insurance

Regular income that enhances the financial stability of the workforce by complementing public pensions.
Different income options depending on the needs of the group: lifetime or temporary, with or without cover in the event of death.
Allows capital to be converted into a stable source of income.

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Savings and retirement planning solutions

Capital Insurance

A solution that allows the company to recognise employees’ performance and commitment in achieving objectives and strategic milestones.
Flexibility to adjust the timing of the payment, the amounts and the beneficiaries.
The deferred capital can be converted into a temporary or lifetime annuity, adapted to each need and moment.

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Savings and retirement planning solutions

Corporate Pension Provision Schemes

Employer contributions are deductible for Corporation Tax purposes at the time they are made, reducing the company’s tax burden.
It may include voluntary contributions from the employee.
Enjoy the tax advantages and flexible design of a traditional workplace pension scheme without its administrative complexity.

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Beneficios

Ayuda a tu plantilla a construir un ahorro

Con opciones adaptadas a su perfil y horizonte vital.

Soluciones flexibles para tu empresa, valiosas para tu plantilla

Distintos niveles de aportación y estructura, según tus necesidades.

Fidelización con impacto real

Ofrecer previsión es apostar por el bienestar a largo plazo.

Comodidad

Con información permanente las 24 horas del día durante todo el año a través de VidaCaixa Aporta+ o CaixaBankNow.

Tranquilidad y confianza

Con la experiencia de VidaCaixa, líder en el sector.

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FAQs

Frequently asked questions about Savings and Retirement Planning Solutions

Still have doubts about Savings and Retirement Planning Solutions? Don’t worry, consult our frequently asked questions guide to answer any questions about our products.

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What is a collective savings insurance policy for employees?
- A joint savings insurance policy is a solution promoted by the company to help its workforce plan their financial future. Through products such as Unit Linked, annuity insurance or capital insurance, savings are built up that may benefit from certain tax advantages and professional management, particularly for retirement or other long-term goals.
What advantages do retirement savings schemes for businesses offer for employees?
- Retirement savings schemes for businesses (PPSE) allow employees to save through regular contributions made by the company and, depending on the collective agreement, also by the employee. Among their advantages are tax benefits, guaranteed savings and the possibility of supplementing retirement with a flexible solution adapted to each employee.
What types of savings insurance does VidaCaixa offer through companies?
- VidaCaixa offers four key collective savings solutions: Collective Unit Linked, with the option of different types of investment; Annuity Insurance, to ensure income after retirement; Capital Insurance, aimed at specific commitments; and the Retirement Savings Scheme for Businesses, as a flexible alternative to workplace pension schemes.

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Related categories for Savings and Retirement Planning Solutions

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Workplace Pension Schemes

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Savings and Retirement Planning Solutions

Support your workforce in planning their future

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