Savings and retirement planning solutions
Corporate Pension Provision Schemes
Collective savings with tax advantages for your company and your employees
The reassurance of being protected
With VidaCaixa Corporate Pension Provision Schemes (PPSE), your company can offer its employees a stable, tax-efficient savings solution aligned with its long-term commitment. A reliable way to protect both the present and the future. A reliable way to look after both the future and the present.
It is a voluntary retirement planning instrument that allows your company to make regular or one-off contributions on behalf of its employees in order to build up retirement savings. The capital is invested and the employee receives it on retirement or in the event of specified contingencies such as death or permanent disability. Additionally, it may allow early withdrawals in cases of long-term unemployment or serious illness.
Benefits
-
Company contributions are deductible for Corporate Income Tax purposes and do not count as a benefit in kind for the employee (within the established limits). A very tax-efficient formula.
-
Corporate Pension Provision Schemes become a highly valued employee benefit, enhancing the employee value proposition and strengthening employees’ commitment to the company.
-
It allows the contribution amounts, covered groups, payment frequency and structure of the scheme to be defined according to your company’s needs or agreements with employee representatives.
Who is it for?
-
Any company that wants to strengthen its employee benefits policy and support its employees with a long-term savings plan. It is particularly useful for:
-
Complying with agreements set out in collective bargaining agreements.
-
Offering additional compensation in the form of complementary pension provision.
Product Information
Are you a member or beneficiary of an occupational pension plan?
If you need to review the updated documentation for your pension plan, you can access it directly through the Aporta+ portal. To view it, you will need to log in with your account. If you do not have a user account, you can register on the VidaCaixa Aporta+ website or app.
-
What is the difference between a corporate pension provision scheme and an individual pension scheme?
-
What happens if an employee leaves the company?
-
What is the tax treatment of contributions and benefits?
