PENSION SCHEMES FOR BUSINESSES
Joint Workplace Pension Schemes
A complementary pension provision solution designed to help companies offer workplace pension schemes and safeguard the future of their workforce.
A retirement savings solution for employees
Joint workplace pension schemes allow small and medium-sized enterprises to offer their employees a retirement savings plan with the same tax treatment as other workplace pension schemes, without needing to create a plan from scratch.
These plans allow several companies to join an already established plan, sharing the same structure and management. This reduces costs, simplifies procedures and makes it easier for companies of different sizes to offer complementary pension provision to their workforce.
Joint workplace pension schemes provide an alternative for multiple companies to access a collective pension provision system, encouraging the adoption of workplace pension schemes in accordance with the current legal framework.
Benefits
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Join an existing plan with a common structure that simplifies its implementation and administration.
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Contributions may reduce the taxable base for employees’ personal income tax (IRPF), within the limits established by current tax regulations, and may also generate tax incentives for the promoting company.
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Offering a workplace pension scheme can help strengthen the company’s value proposition in the field of complementary pension provision.
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Your workforce will be able to view and track their pension schemes online through VidaCaixa Aporta+ easily and conveniently.
Who is it for?
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Small and medium-sized enterprises looking to implement pension provision with a simplified administrative structure.
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Companies without their own plan that are looking for a standardised alternative to access workplace pension schemes.
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Groups of companies or franchise networks wishing to centralise the management of their pension provision system.
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Companies that want to incorporate complementary social protection benefits for their workforce.
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What is the difference between a joint promotion pension scheme and a company’s own workplace pension scheme?
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Are there costs for the company?
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Who can join?
