[F12] Individuals - Savings and investment insurance

Savings and investment insurance

Plan your future from the present

Savings insurances allow you to build funds for your future and receive a return immediately. This savings method has a very low risk and provides significant tax reliefs. VidaCaixa cares as much as you do about your future. We offer products that will fatten up your piggy bank easily, conveniently and simply. Plan and turn your savings into an income that can change your future and that of your loved ones. 

[F23][Productos] Savings insurance


Learn about our savings insurances

Valor Futuro 10, Unit Linked

  • Plan your savings for your retirement in a constant way that will supplement your income, so you won’t have to worry about the future.

  • Possibility of total redemption at any time, without any type of penalty. The redemption amount will be the market value of the investment portfolio at that time.

  • Choose from three investment portfolios with different fees and fixed-income and equity combinations. Your choice will depend on your needs or goals, and leave the management of your investment to our experts.

  • Guaranteed funds in the event of a disability or death during the first 10 years or, if you have contracted with more than 57 years of age, until you reach the age of 67.

[F18] Benefits - Savings insurance


Benefits of our savings and investment insurances

The habit of saving up

With VidaCaixa you can save up systematically. Regular deposits will help you create a habit and reduce the effort in the long run.

Define a savings goal

Structure your needs to analyze and define a savings objective for the future.

Diversify your investments

Combining different assets can help you reduce portfolio risk.

[Texto SEO] Preguntas Frecuentes - Preguntas frecuentes sobre seguros de inversión y ahorro


Frequently asked questions about investment and savings insurances

If you have any doubts and don’t know which product to choose, don’t worry, we tell you everything you need to know about our life savings and investment insurances to plan your future and that of your loved ones. Check our FAQs for more information.

Asset Publisher

  • Why take out a savings insurance and how does it benefit me?

    • If you’d like to supplement your retirement pension or see your savings account grow, investment or savings insurances are your best option. These are attached to a life insurance with which you’ll be able to cash in the relevant amount in the event of death. They also offer tax reliefs, guarantee a return and allow you to withdraw your money whenever you want.

  • How does an investment insurance work?

    • A savings or investment insurance is a financial product that helps you make the most of your money. They are designed for a more conservative profile given their low risk, but their return is lower too. Even so, over the last few years, we’ve witnessed the rise of the Planes Individuales de Ahorro Sistemático (PIAS, individual systematic savings plans) and the Unit Linked schemes that offer tax reliefs on the return gained and the possibility in some cases of making regular deposits without exceeding a certain amount.

  • What are the best savings insurances?

    • Our products include different types of savings insurances. Each has its own formula, but they’re all attached to a life insurance for which the beneficiaries can take the savings and return in the event of the holders’ death.

  • What are the life insurances with savings?

    • These are the best savings instrument! Savings life insurances allow you to build funds for your future and receive a return immediately. This savings method has a very low risk and provides significant tax reliefs. Investment insurances supplement the insured’s pension.