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PENSION SCHEMES FOR BUSINESSES

Pension Schemes for Associations

Support the long-term savings planning of your members



Destacado - Tu colectivo, más fuerte que nunca

Your organisation, stronger than ever

At VidaCaixa we offer pension schemes designed specifically for associations and representative organisations.

 

A collective and flexible solution that allows members to plan long-term savings through a complementary pension provision system.

 

In addition, pension schemes for associations provide collective support and offer members a tool to help them plan for retirement, strengthening the bond and sense of belonging within the organisation.



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Benefits

  • You will benefit from collective management, with conditions adapted to the group’s negotiating power.

  • Each member can adjust their savings according to their personal situation.

  • Diversified investment managed by leading professionals in the sector, with full transparency and online monitoring through VidaCaixa Aporta+.

  • Offering a pension scheme for the association helps strengthen the organisation’s value proposition and reinforces the connection with its members.

Coverage

  • Retirement: This is the main cover; it allows the employee to access the accumulated savings upon reaching retirement age.

  • Work incapacity: In the event of permanent incapacity, whether total or absolute, the member may access the vested rights early.

  • Death: In the event of death, the designated beneficiaries or legal heirs may receive the accumulated capital.

  • Severe disability: Allows access to benefits in situations of severe dependency or great dependency legally recognised.

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FAQs

Frequently asked questions about Pension Schemes for Associations

Do you still have questions about pension schemes for associations? Check our FAQs to answer any questions about our products.


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  • ¿Qué es un plan de pensiones para asociaciones?

    • It is a collective savings product designed to offer members of an association an efficient way to plan their retirement, with professional management and in accordance with the regulations governing pension schemes.

  • Who can take out a pension scheme through an association?

    • All members or associates of organisations such as professional bodies, trade guilds, mutual benefit societies or cooperatives that have a scheme promoted by their organisation.

  • What tax advantages do pension schemes for associations offer?

    • Voluntary contributions made by an individual to the workplace pension scheme count towards the combined annual limit of €1,500 for contributions to individual or collective pension schemes, insured pension schemes, corporate social protection plans, certain mutual benefit societies and private insurance that exclusively covers the risk of severe dependency or great dependency, in accordance with current tax regulations.




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