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Life insurances for the self-employed

The protection you need

Life insurances for the self-employed

The protection you need

Life insurances for the self-employed

The protection you need

Life insurances for the self-employed

The protection you need

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Life insurances for the self-employed
The protection you need

[F23] Autónomos - Productos


PRODUCTS

Our life insurances for the self-employed and SMEs.

Self-employed

MyBox Vida Negocios

  • The MyBox Vida Negocios solution offers a ready-made package with key covers to protect you, your family, your business and your business partners exclusively, paying the same monthly premium for the first 3 years.

  • We want to make your life easy in the face of contingencies. That’s why we guarantee a daily income in the event of a temporary disability, so that you’ll be able to meet your daily expenses. The compensation will vary depending on the days stipulated on the barometer for each of the pathologies covered.

  • You will also be protected in the event of serious illnesses, cancer or a heart attack. In these situations, you can claim 50% of the capital sum payable for death and therefore keep up your usual revenue.

  • We offer an exclusive coverage of double the capital sum in the event of death or a total and permanent disability caused by an accident.

Self-employed

VidaCaixa Negocios y Empresas

  • Life insurance to protect the self-employed, business partners and other persons who are critical for your business continuity.

  • You’ll enjoy great flexibility in choosing the coverage and capital sums based on your own needs or those of the persons who are critical for your business and even your family’s needs.

  • You can also receive income in the event of temporary disability to meet your daily expenses. In the event of a serious illness, you can claim early surrender of part of the capital sum foreseen for death.

  • Make sure that in the worst case scenario, your family will have enough to meet all the expenses.

  • We offer peace of mind and protection for you and the people you most trust, regardless of whether you have an employment relationship with them, in the event of different levels of disability.

Self-employed

VidaCaixa Empleados

  • This life insurance is for small and medium-sized enterprises and sole traders with employees and for people over 16 and under 65 who have an employment relationship with the business but are not afflicted by a disablement situation.

  • We cover the pension commitments with workers in an employment relationship with the policyholder.

  • We offer tax reliefs as the premiums count as a deductible business expense.

  • We protect your employees against the risks of death or different levels of disability caused by an accident or illness.

  • You can upgrade the terms of the industry collective bargaining agreement and the social benefits of your business, which will gain more loyalty from your employees.

Self-employed

SEVIAM Negocios Empresas

  • SEVIAM Negocios Empresas guarantees the safety of your business against contingencies, to protect your own financial stability and that of your business and family.

  • We guarantee the repayment and cancellation of business loans or lines of credit taken out by the business, covering the business partners who are involved in them.

  • Make sure you debts are covered in the event of death or total permanent disability as well as the payment of the loan installments in the event of temporary disability.

[F18] Autónomos - Beneficios

Benefits

Financial protection

Life insurances for the self-employed guarantee the help required in the event of contingencies. Our solutions protect your finances and those of your business partners and family in the event of a temporary/permanent disability or death.

Health specialists 24h

Protect your employees and loved ones with phone support from a team of doctors specialising in general and family medicine, available all year round.

Tax benefits

Make the most of your revenue with the tax reliefs that come with our products. Company insurance premiums are a deductible business expense.

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FAQs

Frequently asked questions about life insurances for the self-employed

Would you like to know more about the protection offered by VidaCaixa for the self-employed? We answer some of the usual doubts arising when we begin to inquire about life insurances for the self-employed. Choose our plans and secure your peace of mind and that of your loved ones.


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  • Why take out a life insurance policy if I’m self-employed?

    • Self-employed people are one of the most vulnerable groups of professionals. Life insurance policies guarantee the financial protection of the insured person and that of their business and loved ones in the event of a contingency that prevents the insured from working as usual, fully or partially.

  • What protection does VidaCaixa offer for the self-employed?

    • Taking out a life insurance for the self-employed with VidaCaixa means protecting your business continuity and household finances in the event of a disability or death. Protect your business partners and employees against any contingency. There’s no doubt that having a life insurance policy is the best solution for self-employed people and small enterprises.

  • I’m self-employed, which life insurance policy should I get?

    • It all depends on your goals and your business requirements. VidaCaixa offers a tailored life insurance for the self-employed taking into account the different employees in your company, your business partners and, of course, your own household finances. Analyse your business activity and choose from among our different tools depending on what your business needs. Whatever you need, you can benefit from tax reliefs and the protection of your capital.

  • What’s a life insurance for the self-employed?

    • A life insurance for the self-employed guarantees the payment of a capital sum to you, your business partners and your family in the event of a serious illness, temporary disability, death or total permanent disability caused by an accident.

  • Who needs life insurance for the self-employed and SMEs?

    • A life insurance policy is essential for the self-employed who wish to protect their personal and professional welfare, and that of their workers and their loved ones, in the event of death or serious illness.

  • When can I take out a life insurance for the self-employed?

    • We recommend taking out one of our life insurances for the self-employed the moment you begin to pay your contributions as a self-employed person to the Social Security institution. With your first savings, it’s time to think about your future and secure your finances and, consequently, those of your family.




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