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Savings and retirement planning solutions

Capital Insurance

Recognise the dedication and reward the commitment of your employees



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Reward your employees’ commitment to your business

VidaCaixa offers a solution that enables companies to recognise and reward the commitment of their employees, whether at retirement or when strategic milestones are reached or corporate objectives are achieved.

 

Deferred capital insurance recognises employees’ effort and dedication while strengthening their motivation and commitment.

 

By incorporating capital insurance, the company gains an effective tool to recognise talent and support the long-term financial stability of its employees, strengthening its employee value proposition.



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Benefits

  • Reward long-term dedication by recognising your team’s ongoing commitment to the business.

  • Retain and motivate key teams and senior management by encouraging them to hit objectives and strategic milestones.

  • Total flexibility: adjust the payment date, the amounts and the beneficiaries of the deferred capital according to the company’s strategy and objectives.

  • Possibility of converting the deferred capital into a temporary or lifetime annuity according to the beneficiary’s needs.

Coverage

  • Deferred insured capital: guarantees payment of a capital sum on a previously defined future date.

  • Optionally, death or permanent incapacity may also be covered if they occur before the date on which the insured capital becomes payable.

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FAQs

Frequently asked questions capital insurance

Still have doubts about capital insurance? Check our FAQs to answer any questions about our products.


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  • What is deferred capital insurance for businesses?

    • It is insurance that allows a company to guarantee the payment of capital on a previously defined future date, usually linked to retirement, the achievement of strategic milestones or key projects. It can be tailored to specific groups, becoming a tool for recognition and motivation within the workforce.

  • Can cover be included in the event of death or permanent incapacity?

    • Yes. Optionally, the insurance may cover death or disability if these contingencies occur before the planned payment date of the deferred capital.




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