Social security plans for residents in the Basque Country

VidaCaixa offers specific retirement pension plans for residents of the Basque Country. Adapted to the investor's age and profile, these tools for retirement savings are a safe and reliable way to prepare for the future and also have significant tax advantages.

Benefits

Flexibility in frequency of contributions

You can decide the frequency that suits you best: monthly, quarterly, half-yearly or annual.

Tax benefits

Pension plans are the only financial product that can be deducted in the income tax return.

Taking out several plans at the same time

You can combine several pension plans and contribute up to €8,000 per year.

Transfer of capital from one institution to another

You can move funds from another institution into the plan that best suits your investor profile.

Products

Modality
Age
Risk

The risk level of the plans, on a scale of 1 to 7, ranges from 2 to 6.

1
2
3
4
5
6
7

Potentially lower return

Lower risk

Potentially greater return

Greater risk

Description
Age

All

Risk

4

The risk level of the plans, on a scale of 1 to 7, ranges from 2 to 6.

1
2
3
4
5
6
7

Potentially lower return

Lower risk

Potentially greater return

Greater risk

This is a range of plans aimed at optimum management of savings, taking into account the retirement time-frame horizon.

Age

+50

Risk

4

The risk level of the plans, on a scale of 1 to 7, ranges from 2 to 6.

1
2
3
4
5
6
7

Potentially lower return

Lower risk

Potentially greater return

Greater risk

This is a range of plans in which fixed and variable income is combined to offer you the best combination of profitability and risk.

Age

-50

Risk

6

The risk level of the plans, on a scale of 1 to 7, ranges from 2 to 6.

1
2
3
4
5
6
7

Potentially lower return

Lower risk

Potentially greater return

Greater risk

This is a range in which you invest in plans linked to the stock market to take advantage of the potential return when you are still many years away from retirement.

Age

+60

Risk

3

The risk level of the plans, on a scale of 1 to 7, ranges from 2 to 6.

1
2
3
4
5
6
7

Potentially lower return

Lower risk

Potentially greater return

Greater risk

This is a range of plans in which you invest in money markets and fixed income to collect benefits when you are only a few years away from retirement.

The risk level of the plans, on a scale of 1 to 7, ranges from 2 to 6.

1
2
3
4
5
6
7

Potentially lower return

Lower risk

Potentially greater return

Greater risk

The risk level and the liquidity alerts for each plan are detailed in the key information document that can be consulted from the catalogue.

Receiving the payments or exercising the right to redemption is only possible in the event of the occurrence of any of the contingencies or exceptional liquidity circumstances allowed by pension plan and fund regulations.

The value of the transfer rights, payments and exceptional liquidity circumstances depends on the market value of the pension fund's assets and can cause significant losses.

Frequently Asked Questions

The maximum annual contribution is 8,000 euros or 30% of earnings from work and economic activities.

It has been you useful this answer?

Your Rating
Average (1 Vote)

You can receive payment when any of these contingencies occur: retirement, disability, death or dependency. Savings can also be redeemed in the event of serious illness or legal unemployment.

It has been you useful this answer?

Your Rating
Average (3 Votes)

In the form of capital (one-off payment); income (periodic payments); combining capital and income or payment to the beneficiaries in the event of death.

It has been you useful this answer?

Your Rating
Average (12 Votes)

Blog

Subjects that can interest you

Select the subject that interests you

Why

More than 100 years of experience in retirement

We have been helping people prepare for their retirement and offering personalised advice for over 100 years.

We are leaders

VidaCaixa is the largest insurance group in the country and first in the life insurance and pensions rankings.

Committed to our customers

We are the private entity that makes the most payments: about €4 billion each year.

We are the best pension fund manager

The quality of our management can be seen from the more than 25 internationally prestigious awards, including best pension fund manager, and the trust of so many customers.

More information