Social security plans for residents in the Basque Country
VidaCaixa offers specific retirement plans for residents of the Basque Country. Adapted to the investor's age and profile, these tools for retirement savings are a safe and reliable way to prepare for the future and also have significant tax advantages.
Benefits
Flexibility in frequency of contributions
You can decide the frequency that suits you best: monthly, quarterly, half-yearly or annual.
Tax benefits
Social welfare systems are the only financial products that allow the basis of income to be reduced in the income tax return.
Taking out several plans at the same time
You will be able to combine several plans and make contributions, within the limits established by tax regulations.
Mobilisation of economic rights to capital from one entity to another
You will be able to mobilise from another entity to the plan that best suits your investment profile.
Products
The risk level of the plans, on a scale of 1 to 7, ranges from 2 to 6.
Potentially lower return
Lower risk
Potentially greater return
Greater risk
All
4
The risk level of the plans, on a scale of 1 to 7, ranges from 2 to 6.
Potentially lower return
Lower risk
Potentially greater return
Greater risk
This is a range of plans aimed at optimum management of savings, taking into account the retirement time-frame horizon.
+50
4
The risk level of the plans, on a scale of 1 to 7, ranges from 2 to 6.
Potentially lower return
Lower risk
Potentially greater return
Greater risk
This is a range of plans in which fixed and variable income is combined to offer you the best combination of profitability and risk.
-50
6
The risk level of the plans, on a scale of 1 to 7, ranges from 2 to 6.
Potentially lower return
Lower risk
Potentially greater return
Greater risk
This is a range in which you invest in plans linked to the stock market to take advantage of the potential return when you are still many years away from retirement.
+60
3
The risk level of the plans, on a scale of 1 to 7, ranges from 2 to 6.
Potentially lower return
Lower risk
Potentially greater return
Greater risk
This is a range of plans in which you invest in money markets and fixed income to collect benefits when you are only a few years away from retirement.
The risk level of the plans, on a scale of 1 to 7, ranges from 2 to 6.
Potentially lower return
Lower risk
Potentially greater return
Greater risk
The risk level and the liquidity alerts for each plan are detailed in the key information document that can be consulted from the catalogue.
Receiving the payments or exercising the right to redemption is only possible in the event of the occurrence of any of the contingencies or exceptional liquidity circumstances allowed by pension plan and fund regulations.
The value of the transfer rights, payments and exceptional liquidity circumstances depends on the market value of the pension fund's assets and can cause significant losses.
Information on social security plans
In this section you will find the legal information and main characteristics of the pension plans integrated in GeroCaixa, EPSV Individual, available in VidaCaixa.
More information (Spanish)
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Why 
More than 100 years of experience in retirement
We have been helping people prepare for their retirement and offering personalised advice for over 100 years.
We are leaders
VidaCaixa is the largest insurance group in the country and first in the life insurance and pensions rankings.
Committed to our customers
We are the private entity that makes the most payments: about €4 billion each year.
We are the best pension fund manager
The quality of our management can be seen from the more than 25 internationally prestigious awards, including best pension fund manager, and the trust of so many customers.
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