[F12] Individuals - Life insurance

Life insurance guarantees the future financial security of the loved ones who financially depend on your income. 

[F17] Navegacion - Seguros de vida familiar

[F18] Benefits - Life insurance

Benefits

Financial protection

Assures a capital sum in the event of death, serious illness or disability.

Tax benefits

The beneficiaries of a life insurance policy enjoy tax advantages.

Specialist doctors 24/7

Year-round telephone advice with a medical team specialised in general and family medicine.

[F23][Productos] Individuals - Life insurance

Products

Guarantees the payment of an insured capital sum to family members in the event of death or total or permanent disability of the policyholder.

Exclusive protection for you and your family with a constant monthly fee during the first 3 years. Advances 50% of the capital sum in the event of cancer, acute myocardial infarction or serious illnesses.

It guarantees the amortization and cancellation of personal and mortgage loans in the event of death or absolute and permanent disability of the holder, canceling the insurance at the end of the payment of the associated loan.

[F23][Productos] SMEs and the self-employed - Life insurance

Life insurance

Exclusive protection for you and your partners with a constant monthly fee for the first 3 years. You will be able to have an income in case of temporary disability, request 50% of the capital in case of cancer, heart attack and serious illnesses and have exclusive double capital coverage in the event of death or absolute and permanent disability due to accident.

A life insurance policy for companies. A solution that aims to protect against risks in the professional. Totally flexible when it comes to choosing the cover, it allows you to have an income in the event of temporary disability.

A life insurance policy for businesses aimed at the self-employed and SMEs. A solution that aims to protect against risks in the professional worlds. It allows you to have an income in the event of temporary disability.

Designed for your company and its employees, VidaCaixa collective agreements is a tool for insuring the obligations arising from your industry’s collective agreement, when this agreement includes the payment of compensation in the event of the death or disability of any of your employees.

Aimed at SMEs, VidaCaixa Employees is a life insurance policy for your employees that allows you to manage the risks of death or disability in its different degrees due to accident or illness. It has significant tax and employee loyalty advantages.

Garantiza la amortización y cancelación de préstamos o cuentas de crédito con finalidad empresarial, en caso de fallecimiento o invalidez absoluta y permanente de asegurado y las cuotas del préstamo en el caso de incapacidad temporal, cancelándose automáticamente el seguro al finalizar el pago del préstamo asociado.

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Other frequently asked questions

It's a good idea to take out a life insurance policy or life savings policy from the moment you start working. You never know when a problem may arise that prevents you from maintaining your current lifestyle. When you start paying social security contributions, it's a good time to consider your quality of life during retirement.

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This depends on your risk profile and your financial needs. There are options for more conservative profiles as well as for others with less risk aversion.

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In a life insurance policy, look at the capital sum insured and the insurance cover, in other words, whether it covers all risks and especially whether it covers not only death but also invalidity. In the case of life savings insurance, look carefully at the profile of the assets in which the capital contributions are invested.

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[F11] Why VidaCaixa

Why

More than 100 years of experience in retirement

We have been helping people prepare for their retirement and offering personalised advice for over 100 years.

We are leaders

VidaCaixa is the largest insurance group in the country and first in the life insurance and pensions rankings.

Committed to our customers

We are the private entity that makes the most payments: about €4 billion each year.

We are the best pension fund manager

The quality of our management can be seen from the more than 25 internationally prestigious awards, including best pension fund manager, and the trust of so many customers.

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