Life insurance guarantees the future financial security of the loved ones who financially depend on your income. 

Benefits

Financial protection

Assures a capital sum in the event of death, serious illness or disability.

Tax benefits

The beneficiaries of a life insurance policy enjoy tax advantages that they would not otherwise have.

Specialist doctors 24/7

Year-round telephone advice with a medical team specialised in general and family medicine.

Products

Guarantees the payment of an insured capital sum to family members in the event of death or total or permanent disability of the policyholder.

Includes 50% of the insured capital1 in the event of cancer or acute myocardial infarction, in addition to providing the cover and services of Basic Family Life.

Advances 50% of the capital sum, in the event of suffering any of the serious illnesses detailed in the following chart, in addition to providing the cover and services of Complete Family Life.

The fundamental objective of Seviam Protect life insurance is to protect and maintain the financial stability of your family, in the event of death, or to protect yourself, in the event of total and permanent disability. In addition, you can also cover yourself against unemployment or temporary disability.

Frequently Asked Questions

It's a good idea to take out a life insurance policy or life savings policy from the moment you start working. You never know when a problem may arise that prevents you from maintaining your current lifestyle. When you start paying social security contributions, it's a good time to consider your quality of life during retirement.

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This depends on your risk profile and your financial needs. There are options for more conservative profiles as well as for others with less risk aversion.

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In a life insurance policy, look at the capital sum insured and the insurance cover, in other words, whether it covers all risks and especially whether it covers not only death but also invalidity. In the case of life savings insurance, look carefully at the profile of the assets in which the capital contributions are invested.

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Why

More than 100 years of experience in retirement

We have been helping people prepare for their retirement and offering personalised advice for over 100 years.

We are leaders

VidaCaixa is the largest insurance group in the country and first in the life insurance and pensions rankings.

Committed to our customers

We are the private entity that makes the most payments: about €4 billion each year.

We are the best pension fund manager

The quality of our management can be seen from the more than 25 internationally prestigious awards, including best pension fund manager, and the trust of so many customers.

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