Savings and retirement planning solutions
Annuity Insurance
Guarantees a stable income stream for your employees, supplementing their state pension.
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Savings and retirement planning solutions
Guarantees a stable income stream for your employees, supplementing their state pension.
At VidaCaixa we offer a flexible solution that enables your company to guarantee income payments at key moments: both at retirement and during workforce restructuring processes.
With our annuity insurance you can meet your employment commitments while strengthening the future financial security of your employees.
In addition, annuity insurance provides a stable way to guarantee future income, giving employees greater security at key moments in their working lives.
Stability for your employees. Guarantees a regular income both at retirement and in situations such as restructuring or mutually agreed departures.
Supplements state benefits. Tops up retirement pensions or unemployment benefits with additional income.
Flexibility for the company. Allows you to meet employment commitments and manage restructuring with an orderly and effective solution.
Trust and reputational value. You reinforce your reputation as a responsible employer who supports people at every stage of their working life.
Guaranteed regular income for employees in retirement or early retirement.
In workforce restructuring processes, it allows employees to receive supplementary income that can be used to pay the contributions under the special agreement with the Social Security system. The aim is to minimise any reduction in the state pension payable.
Flexible payment options adapted to each group and circumstance.
Security and clarity: the beneficiary knows in advance when, how and how much they will receive.
Annuity insurance guarantees regular income that supplements the state pension, providing stability and reassurance for employees in the future.
Yes. Annuity insurance is fully flexible: you can adjust the payment options, the amounts and the duration of the income according to the characteristics of the group, the applicable collective agreements or the restructuring objectives. In this way, you have at your disposal a strategic tool that protects your workforce and adds value to your company.
With annuity insurance, your company can turn employee departures into an orderly and secure transition. The cover guarantees additional income during early retirement or agreed departures, which may even allow part of the income to be used to pay contributions under a Social Security agreement. In this way, you protect the financial security of the workforce, reduce the impact on their future pension and reinforce the company’s image as a responsible and committed employer.
You will learn to enjoy the future without worries.