[F12] Individuals - Life insurance with loans

Financial protection and stability for your loved ones and for yourself

A life insurance policy guarantees the financial solvency of the family in the event of the death of the beneficiary. However, life insurance with loans is another option. In this case, the main characteristic is that the plan protects and maintains the financial stability of relatives in the event of death so the beneficiaries do not inherit debts. It also protects you in the event of total and permanent disability or unemployment.

[F17] Navegacion - Seguros de vida con prestamos

[F18] Benefits - Life insurance with loans

Benefits

Family security

Your family will be financially protected in the event of your death.

A more secure life for your family

In the event of the insured party’s death, the heirs will not be responsible for payments.

Protection against unexpected circumstances

In the event of serious illness, permanent or total disability or traffic accident.

[F23][Productos] Individuals - Life insurance with loans

Products

The essential purpose of Seviam Protect life insurance is to protect and maintain the financial stability of your family in the event of death, or to protect yourself in the event of total and permanent disability. You can also be covered against unemployment and temporary disability.

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Frequently asked questions

It is a document that contains the conditions of the insurance. It comprises, inseparably, the general conditions, the specific conditions and, where applicable, the special conditions and/or the subscription certificates, as well as the supplements that modify or complement the previous ones.

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This is a contract that allows you to insure capital to cover unforeseen situations in the event of death (or disability, if this coverage is included).

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A pension plan is a product that allows you to save comfortably so you can have capital or income when you retire or in the event of disability and, when you die, so your beneficiaries can have it. Pension plans are also currently a product that allow you to maximise savings on your income tax returns.

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Life insurance is an immediate, easy and affordable way to guarantee future financial security for people close to us who are financially dependent upon our income.

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To facilitate the assignment of beneficiaries in the event of death, at the time of signing the contract we will provide you with a form where you can specify them. You can change these names as many times as you wish.

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[F11] Why VidaCaixa

Why

More than 100 years of experience in retirement

We have been helping people prepare for their retirement and offering personalised advice for over 100 years.

We are leaders

VidaCaixa is the largest insurance group in the country and first in the life insurance and pensions rankings.

Committed to our customers

We are the private entity that makes the most payments: about €4 billion each year.

We are the best pension fund manager

The quality of our management can be seen from the more than 25 internationally prestigious awards, including best pension fund manager, and the trust of so many customers.

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