¿Cuánto voy a cobrar cuando me jubile? - Navegacion
¿Cuánto voy a cobrar cuando me jubile?
How much will I receive when I retire?
You’re thinking about your retirement but don’t actually know how much you’ll get when the time comes. Don’t worry if you've got doubts, we’re here to help! The amount of state-paid retirement pension received is based on three factors: your age, the number of years you’ve been contributing to the Social Security institution and the amount used to calculate contributions. Estimating how much we’ll be paid when we retire is the first step in setting a savings target that will allow us to keep up our standard of living throughout our retirement.
So, you see, it all comes down to three factors. The first is the retirement age, which in Spain has been gradually increasing from 65 and is set to reach 67 by 2027. The second factor is the number of years you've been contributing to the Social Security institution. To get 100% of the pension, you need to have contributed for over 35 years (38 years and a half by 2027). And the third factor is the amount used to calculate the contributions. This is the remuneration on which the pension is calculated.
How much will you get when you retire?
If you're worried about your future, calculate how much you’ll get when you retire. It’s important to know how much you’ll have for your retirement in order to decide if you need to set up a private savings scheme to improve your retirement prospects. Ask for advice at your local CaixaBank branch and we’ll help you find the best solution for your needs.