[F13] Group life insurance

Group life insurance

Group life insurance has a wide range of benefits for employers who wish to offer life insurance to their employees and allows the insured parties a degree of financial security for their family if something happens to them.

[F32][Business] Employee coverage - Annual renewable insurance

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Annual renewable insurance

To ensure payment of a benefit in cases of the death or disability of employees

VidaCaixa Social Welfare offers this policy in order to guarantee the well-being and peace of mind of the insured and their families. Especially designed for those employees subject to collective work-group agreements and specific commitments between managers and companies, this annual renewable insurance policy provides broad coverage for death or permanent disability, and may be contracted either as a lump sum capital or annuity payment.

In addition to providing local insurance solutions to international groups and consulting services to Spanish companies that wish to insure their subsidiaries abroad (Swiss Life Network), the policy adapts perfectly to all types of groups and offers a wide range of additional benefits for different types of risks (such as death by accident or traffic accident).

Insurance benefits

  • It may be tailored to suit any group
  • The premium for each annuity may benefit from a low number of claims, according to the total number of insured.
  • It may be contracted both as a capital lump sum or annuity payment.
  • The option of contracting a lump sum payment in cases of serious illness.
  • The possibility of contracting a lump sum payment in the cases of permanent partial disability due to accident.

Insurance cover

This policy's main cover is for death. Optionally, additional insurance may be contracted with annual cover for the following risks:

  • Permanent disability, in any degree
  • Death due to accident
  • Permanent disability due to accident, in any degree
  • Death due to traffic accident
  • Permanent disability due to traffic accident, in any degree

> Adaptive solutions

[F32][Business] Employee coverage - Whole life insurance

Whole life insurance

To ensure lifetime coverage to employees

VidaCaixa Social Welfare has, among its many insurance products, its Whole life insurance policy, designed for groups and organisations with social welfare commitments to their employees regarding whole life insurance. This policy assures a capital lump sum for the beneficiaries to be paid in the event of death.

It offers employees the greatest security through this highly beneficial product, designed by the market leader in Social Welfare products.

Insurance benefits

  • It may be tailored to suit any group
  • Local insurance solutions to international groups and consulting services to Spanish companies that wish to insure their subsidiaries abroad (Swiss Life Network)
  • 24 hours a day, 365 days a year cover, for life.
  • Payment of a single premium if cover is immediate, or periodically if the inception of the cover is deferred

Insurance cover

This policy's main cover is for death. Optionally, additional insurance may be contracted with annual cover for the following risks:

  • Permanent disability, in any degree
  • Death due to accident
  • Permanent disability due to accident, in any degree
  • Death due to traffic accident
  • Permanent disability due to traffic accident, in any degree

> Adaptive solutions

[F32][Business] Employee coverage - Temporary life insurance

Temporary life insurance

To insure employees for a period of over a year, with the very best benefits

VidaCaixa Social Welfare offers companies an insurance product specifically designed to guarantee temporary cover, for over a year, in cases of death. The Temporary risk insurance policy includes a wide range of additional covers and allows for different premium payment models (single or levelled), according to the requirements and options of each group.

Moreover, it provides local insurance solutions to international groups and consulting services to Spanish companies that wish to insure their subsidiaries abroad (Swiss Life Network).

Insurance benefits

  • It may be tailored to suit any group
  • 24 hours a day, 365 days a year cover, for as long as the insurance policy is active
  • The option of a single or levelled premium payments (periodic and constant payments during the cover period)

Insurance cover

La principal cobertura es la de fallecimiento. Opcionalmente, podrán contratarse prestaciones adicionales para los siguientes riesgos:

  • This policy's main cover is for death. Optionally, additional insurance may be contracted for the following risks:
  • Permanent disability, in any degree
  • Death due to accident
  • Permanent disability due to accident, in any degree
  • Death due to traffic accident
  • Permanent disability due to traffic accident, in any degree

> Adaptive solutions

[F14] Acceso Portal de Colectivos

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Go to the Group Portal where you can manage all the products you have taken out for or through your company.

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[F16] Contact us - Business

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911501741 / 930141051

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