Banner rentas diferidas



VidaCaixa has the expertise to offer the best tailor-made solutions that will fit your business perfectly and guarantee its safety. Also, with our products you will have the support of a team of persons who are fully devoted to making your life much easier. We want you to see our commitment first-hand and that’s why we share with you our real success stories where we’ve only changed a few details for confidentiality reasons. 

Datos Casos rentas diferidas


Read VidaCaixa’s success story about deferred income for a company from the energy industry. 









  • This company had pension commitments with its employees in the way of income. The income calculation was linked to the employees’ wages and, therefore, the CPI. 


  • The CPI isn’t a fixed percentage, so being a variable factor, it could jeopardise the company’s future expenditure even if it made provision for the potential amounts to guarantee the payout agreed. 


  • VidaCaixa found the formula to ensure that the client had a CPI guarantee for increasing income.  
  • We designed an investment product that guaranteed the CPI variation, whatever it may be, but without increasing the premium for the policyholder. 

[F11] Why VidaCaixa

Why choose VidaCaixa?

Over 100 years experience in retirement

Over a century helping people prepare for their future and retirement, offering them personalised advice.

Leaders in life insurance and pensions

VidaCaixa is the largest insurance entity in Spain and is right at the top the Life Insurance and Pensions rankings.

Committed to our customers

We pay out about 4,000 million euros every year and have become the private entity that most pensions pays out.

Best pensions fund management company

Our 25 globally-renowned awards –including the award for the best pension fund manager– plus our customers’ trust are proof of our successful management.