Banner capitales diferidos



VidaCaixa has the expertise to guarantee the safety and health of your business and your own peace of mind. Our products include solutions adapted to businesses of all kinds, with the support of a team of persons who work for you and are devoted to making your life easier.

Our commitment to matching you with the coverage that best fits your needs is reflected in our success stories, like that of the deferred capitals. We show you real cases where we’ve only changed a few details for confidentiality reasons. They are the best showcase for what we do.

Datos capitales diferidos


Read VidaCaixa’s success story about deferred capitals for a company from the technology industry.


Large and medium-sized enterprise.


New technologies.





  • The company wished to secure a five-year strategic plan with the executives’ direct engagement, so they wanted to link a retribution to the success of this plan.


  • The company only had a one-year remuneration policy. 
  • There was the risk of a key executive leaving the company before the end of the strategic plan. 


  • The CFO manager offered a policy that matched the length of the strategic plan and the company would make deposits into that policy. 
  • If the strategic plan was not completed successfully or an executive left the company early, the company could withdraw the funds. 
  • If on the other hand, the plan goals were achieved, the management team would receive the funds with the applicable tax reliefs at the time.  

[F11] Why VidaCaixa

Why choose VidaCaixa?

Over 100 years experience in retirement

Over a century helping people prepare for their future and retirement, offering them personalised advice.

Leaders in life insurance and pensions

VidaCaixa is the largest insurance entity in Spain and is right at the top the Life Insurance and Pensions rankings.

Committed to our customers

We pay out about 4,000 million euros every year and have become the private entity that most pensions pays out.

Best pensions fund management company

Our 25 globally-renowned awards –including the award for the best pension fund manager– plus our customers’ trust are proof of our successful management.