Mixed investment
Benefits
High profitability
This type of pension plan combines fixed income and variable income investment. The objective is to smooth out stock market fluctuations with a highly diversified portfolio that maintains the prospect of good returns.
Tax benefits
You will benefit from significant tax advantages in your income tax return.
Products
The investment objective is to maintain 75% of the net worth in Fixed income and 25% in Variable income overall. The investment in Var. Income shall not exceed 30%.
The investment objective is to maintain 25% of the net worth in Fixed income and 75% in Variable income overall. The investment in Var. Income shall exceed 50%.
The investment objective is to maintain 60% of the net worth in Fixed income and 40% in Variable income overall. The investment in Var. Income can move between 20% and 60%.
The investment objective is to achieve a return of more than 1-year Euribor, with a commitment to capital preservation, but without any guarantee of this.
Portfolio whose objective is to maintain 50% of the equity invested in fixed income, 10% in liquidity, and 40% in variable income.
Portfolio whose objective is to maintain 50% of the equity invested in fixed income, 25% in liquidity, and 25% in variable income.
You may invest a maximum of 8% in Variable Income, investing the rest in Fixed Income, deposits, and other monetary assets.
Information on social security plans
In this section you will find the legal information and main characteristics of the pension plans integrated in GeroCaixa, EPSV Individual, available in VidaCaixa.
More information (Spanish)Other frequently asked questions
This pension plan is recommended for people aged between 40 and 50. The percentage of variable income investment will be higher or lower depending on the years remaining until retirement.
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Why 
More than 100 years of experience in retirement
We have been helping people prepare for their retirement and offering personalised advice for over 100 years.
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The quality of our management can be seen from the more than 25 internationally prestigious awards, including best pension fund manager, and the trust of so many customers.
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