These are pension plans designed to offer a greater return, with greater long-term savings but without promotions.

Benefits

High profitability

This type of pension plan combines fixed income and variable income investment. The objective is to smooth out stock market fluctuations with a highly diversified portfolio that maintains the prospect of good returns.

Tax benefits

You will benefit from significant tax advantages in your income tax return.

Products

The investment objective is to maintain 75% of the net worth in Fixed income and 25% in Variable income overall. The investment in Var. Income shall not exceed 30%.

The investment objective is to maintain 25% of the net worth in Fixed income and 75% in Variable income overall. The investment in Var. Income shall exceed 50%.

The investment objective is to maintain 60% of the net worth in Fixed income and 40% in Variable income overall. The investment in Var. Income can move between 20% and 60%.

Frequently Asked Questions

This pension plan is recommended for people aged between 40 and 50. The percentage of variable income investment will be higher or lower depending on the years remaining until retirement.

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Why

More than 100 years of experience in retirement

We have been helping people prepare for their retirement and offering personalised advice for over 100 years.

We are leaders

VidaCaixa is the largest insurance group in the country and first in the life insurance and pensions rankings.

Committed to our customers

We are the private entity that makes the most payments: about €4 billion each year.

We are the best pension fund manager

The quality of our management can be seen from the more than 25 internationally prestigious awards, including best pension fund manager, and the trust of so many customers.

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