[F12] [Particulares - Pregunta solucion] Now that I'm young - How many years do I have to work to in order to earn a pension?

How many years do I have to work to in order to earn a pension?

[F28][Cita - Pregunta Solucion] Now that I'm young I would like to protect my future - How many years do I have to work to in order to earn a pension?

The retirement age and the years of contributions needed for a full pension are gradually increasing. Find out all about it here.

[F17] Navegacion - Seguros de vida familiar

[F29][Respuesta Informativa - Pregunta Solucion] Now that I'm young I would like to protect my future - How many years do I have to work to in order to earn a pension?

*From 2013, the minimum of 35 years progressively increases until in 2027 it will be set at 38 years and 6 months.

As a result of the tax reforms that entered into force in 2013, the retirement age in Spain will have increased to 67 years old by 2027. It will gradually increase until that date. In parallel, the number of years of social security contributions required for a full public pension are also increasing and will be 38 years and six months in 2027. In addition, to be entitled to any pension you must have at least 15 years of social security contributions.

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Frequently asked questions

It is a document that contains the conditions of the insurance. It comprises, inseparably, the general conditions, the specific conditions and, where applicable, the special conditions and/or the subscription certificates, as well as the supplements that modify or complement the previous ones.

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This is a contract that allows you to insure capital to cover unforeseen situations in the event of death (or disability, if this coverage is included).

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A pension plan is a product that allows you to save comfortably so you can have capital or income when you retire or in the event of disability and, when you die, so your beneficiaries can have it. Pension plans are also currently a product that allow you to maximise savings on your income tax returns.

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Life insurance is an immediate, easy and affordable way to guarantee future financial security for people close to us who are financially dependent upon our income.

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To facilitate the assignment of beneficiaries in the event of death, at the time of signing the contract we will provide you with a form where you can specify them. You can change these names as many times as you wish.

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[F8][Destacado] All about retirement

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[F11] Why VidaCaixa

Why

More than 100 years of experience in retirement

We have been helping people prepare for their retirement and offering personalised advice for over 100 years.

We are leaders

VidaCaixa is the largest insurance group in the country and first in the life insurance and pensions rankings.

Committed to our customers

We are the private entity that makes the most payments: about €4 billion each year.

We are the best pension fund manager

The quality of our management can be seen from the more than 25 internationally prestigious awards, including best pension fund manager, and the trust of so many customers.

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