Fixed income
Benefits
Stable return
The investment is generally made in fixed income money markets. The result is stable returns on our savings in the short and medium term.
Tax benefits
You will benefit from significant tax advantages in your income tax return.
Products
Short-term Fixed Income Investment mainly in the Euro area, without ruling out other international Fixed Income assets.
Investment in Fixed Income in the medium and long term mainly in the Eurozone. You can invest in Variable Income when the conditions are favourable.
Information on social security plans
In this section you will find the legal information and main characteristics of the pension plans integrated in GeroCaixa, EPSV Individual, available in VidaCaixa.
More information (Spanish)Other frequently asked questions
Fixed income works primarily with debt issued by countries and companies. This refers to bonds, bills and obligations that pay interest after a period of time has elapsed. The risk is minimal.
They are ideal pension plans for investors who are approaching retirement age or looking for a stable return.
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Why 
More than 100 years of experience in retirement
We have been helping people prepare for their retirement and offering personalised advice for over 100 years.
We are leaders
VidaCaixa is the largest insurance group in the country and first in the life insurance and pensions rankings.
Committed to our customers
We are the private entity that makes the most payments: about €4 billion each year.
We are the best pension fund manager
The quality of our management can be seen from the more than 25 internationally prestigious awards, including best pension fund manager, and the trust of so many customers.
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