[F12] [Individuals - Pension plans] Fixed income

These are pension plans that work mainly with debt issued by countries and companies, such as bonds, bills and obligations, that pay interest after a certain period. The risk is minimal.

[F18] Benefits - Pension plans - Fixed Income


Stable return

The investment is generally made in fixed income money markets. The result is stable returns on our savings in the short and medium term.

Tax benefits

You will benefit from significant tax advantages in your income tax return.

[F23][Productos] Individuals - Pension plans - Fixed Income


Short-term Fixed Income Investment mainly in the Euro area, without ruling out other international Fixed Income assets.

Investment in Fixed Income in the medium and long term mainly in the Eurozone. You can invest in Variable Income when the conditions are favourable.

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Other frequently asked questions

Fixed income works primarily with debt issued by countries and companies. This refers to bonds, bills and obligations that pay interest after a period of time has elapsed. The risk is minimal.

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They are ideal pension plans for investors who are approaching retirement age or looking for a stable return.

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More than 100 years of experience in retirement

We have been helping people prepare for their retirement and offering personalised advice for over 100 years.

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VidaCaixa is the largest insurance group in the country and first in the life insurance and pensions rankings.

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We are the private entity that makes the most payments: about €4 billion each year.

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The quality of our management can be seen from the more than 25 internationally prestigious awards, including best pension fund manager, and the trust of so many customers.

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