[F12] Individuals - Savings and investment insurance

Savings and investment insurance

Save for your life goals

Our savings insurance will help you diversify your investments in assets with different risk levels and generate capital for the future. Whatever your goal, enjoy your future to the full with good savings planning.

[F17] Navegacion - Seguros de ahorro

[F23][Productos] Savings insurance

[F18] Benefits - Savings insurance

Benefits

Benefits of our savings and investment insurances

The habit of saving up

With VidaCaixa you can save systematically. Regular deposits will help you get into the habit of saving and make saving easier in the long run.

Define a savings goal

Structure your needs to analyze and define a savings goal for the future.

Diversify your investments

Combining different assets can help you reduce portfolio risk.

Broad coverage for your savings

Take advantage of the guarantees offered by different solutions to save with peace of mind and take advantage of the growth potential of your savings.

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FAQs

Frequently asked questions about investment and savings insurances

If you have any doubts and don’t know which product to choose, don’t worry, we tell you everything you need to know about our life savings and investment insurances to plan your future and that of your loved ones. Check our FAQs for more information.


Asset Publisher


  • Why take out a savings insurance and how does it benefit me?

    • If you’d like to supplement your retirement pension or see your savings account grow, investment or savings insurances are your best option. These are attached to a life insurance with which you’ll be able to cash in the relevant amount in the event of death. They also offer tax reliefs, guarantee a return and allow you to withdraw your money whenever you want.

  • How does an investment insurance work?

    • A savings or investment insurance is a financial product that helps you make the most of your money. They are designed for a more conservative profile given their low risk, but their return is lower too. Even so, over the last few years, we’ve witnessed the rise of the Planes Individuales de Ahorro Sistemático (PIAS, individual systematic savings plans) and the Unit Linked schemes that offer tax reliefs on the return gained and the possibility in some cases of making regular deposits without exceeding a certain amount.

  • What are the best savings insurances?

    • Our products include different types of savings insurances. Each has its own formula, but they’re all attached to a life insurance for which the beneficiaries can take the savings and return in the event of the holders’ death.

  • What are the life insurances with savings?

    • These are the best savings instrument! Savings life insurances allow you to build funds for your future and receive a return immediately. This savings method has a very low risk and provides significant tax reliefs. Investment insurances supplement the insured’s pension.